30 Ways to Dispute Negative Credit Report Items

Welcome to another episode of Ask Al How. This episode is entitled 18 Credit Report Errors that DIRECTLY Affect Your Score and it’s true that I’m going to give you 18 discrepancies that often happen on credit reporting however I’m actually giving you 30. The 18 that are talking about in the title are just on the credit account portion of your overall credit report. These as well as the other 12 I am going to talk to you about can assist you in performing disputes on your credit report to get items removed from your report.

 

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Go Get Your Reports

If we are going to talk about fixing incorrect items on your credit report the first thing you’re gonna need to do is go get your credit report. There are lots of ways to do this however the only way that I truly recommend is the same website that is recommended by the Federal Trade Commission and that’s annual credit report.com. every 12 months you’re entitled to one free copy of your credit report from each of the big three which are Equifax, TransUnion, and Experian.