This post features the YouTube Video: Credit Repair during the COVID-19 Crisis which posted on April 6, 2020.


Hi folks, Allan Susoeff with Ask Al How here. This is my weekly video about credit repair. In only a week we have gone from 760k coronavirus cases to nearly 1.3 Million Cases. In the United States alone we have 334K and nearly 10,000 dead. This is getting real folks, and I hope all of you are staying safe and social distancing and washing your hands regularly and all the other things we need to be doing as individuals and as a nation.



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I’m sure all of you know that pretty much all borders all over the world are closed, and here in the US our government is even considering closing borders between states, and to be honest, it doesn’t look like it is going to be letting up any time soon.

Now I hope I do not step on anybody’s toes. This is serious business, and I hope and pray that all of you are taking it as seriously as it needs to be taken. However, I’ve got some other news for you guys as well. The simple fact is that credit repair during COVID-19 is working!

Here’s the deal

Credit repair during COVID-19 I’ve heard from some of my students and the simple fact is folks I was right. Credit repair during COVID-19 is proving to be VERY easy! Now is probably the most perfect time in history to be able to get things removed from your credit report.

Everybody is understaffed and overworked. Most businesses aren’t even open. The credit reporting agencies cannot keep up nor can the creditors and I got the results to prove it. Remember, the FCRA says the Credit Reporting Agencies MUST finish their investigation within 30 days!

I want to go through two case studies with you guys and for everybody’s privacy, I’m not to mention any names and I am only going to speak in general terms about the people and about the credit. I think that’s only fair.

Case Study #1

Now to be fair this first case was actually started nearly 60 days ago. So about 20 to 30 days before the coronavirus crisis really got started.

This young lady happens to be a single mom. She is living in the South and at the moment is out of work like so many other Americans. She used my system and started – like I said not quite two months ago.

So far she’s got a charge-off removed, too late pays removed and has had a total increase of 46 points.

Also, she tried one other thing. I don’t know how much of this helped her score, but she also signed up for UltraFICO. At least in the short term, UltraFICO seems to be producing some results. It is a fairly new program so I am taking a “Wait and See” attitude.