Credit Repair Templates VS Creative Writing.
It seems that lately I spend as much time correcting poor advice, bad advice, or absolutely incorrect advice, as I spend time educating folks on how to fix their credit, build their credit, or maintain their credit once they get it where they want.
It’s amazing to me how many so-called teachers out there use drama and emotion to stir you up rather than simply educate you on the facts so that you can be armed and ready when you are attacked by a creditor, or a debt collector; or just when you have to do the mundane task of maintaining the information contained in your credit reports from the big three.
Here’s the simple fact:
ALL dispute letters are effectively templates.
If they aren’t then you wrote it wrong and you should ABSOLUTELY expect it to get kicked back to you.
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