Facts and Fiction

The Internet is a wonderful place. There is so much information out there that it’s like having not just one library, but a thousand libraries all at your beck and call, at the click of a mouse. But there’s a dark side to that as well. There’s very few checks and balances. It’s like the wild West. Anybody can say anything about any subject and with the right marketing be touted as an expert If they have the right marketing behind them.

Today I want to talk to about the difference between a verification letter and a validation letter as it pertains to credit repair and debt collectors specifically. And I want to talk about it because I hear so many people out there talking about validation and verification like it’s some big thing; like you’re going to get some detail screwed up in the word, and the word itself will somehow wreck your dispute or court case. That is so not true y’all. Yes, we have to pay attention to details when redoing credit repair that part is absolutely true but getting caught up on the difference between the word verification and the word validation is just silly all that’s getting off on a tangent and is totally not staying on point.



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Here’s an example y’all. Now let me just say that this particular lady gets $250 a year for you to be in her “Academy” where you can learn all about budgets and credit. As an expert she is explaining the difference between a verification letter and a validation letter and what exactly is important about each. This is a screenshot of that page on her website.

Let’s see what she says. In the first paragraph she points out that a legitimate debt verification letter is the only acceptable documentation in a court proceeding. Now that statement just by itself is wrong. I’ve been in court. More than Once. What is admissible in court is going to absolutely depend on the judge and on case law as argued by the attorneys. But let’s go on. In the second paragraph she turns right around and contradicts the first paragraph.

And she charges $250 year for training. I charge for my training to, but I don’t charge that much and I’m willing to give you 30 day moneyback guarantee if you can find something wrong with anything in my training. I’ve done that level of research. And I guess what I’m saying here is, before you hand over your hard-earned bucks to somebody, you should do a bit of research too.